Need a loan and been refused everywhere
If you’re in need of a loan and have been refused everywhere, it is more than likely that you have not met the requirements of the lender. Whilst this may be annoying, it is not the end of the world. The key to dealing with loan rejection is understanding why your loan has been rejected
Low Doc Loans – When Should You Get One?
Are you in need of a loan and you don’t want to deal with the endless list of documentation required? A low doc loan can help you get the loan that you’re after. What Are Low Doc Loans? Low doc loans are a loan type that is available for self-employed or small business owners who do not have the necessary documentation required to apply for a loan with traditional lenders. Rather than supplying an endless list of documentation, all you will need is a form of income declaration or reduced income. This may include an accountant’s declaration or a business […]
How To Create A Budgeting Plan
Do you find yourself questioning why your bank account is so empty ? Are you sick of making ends meet? Is your bank account screaming for help? The first step to improving your finances and getting back on track is to learn how to budget. Fortunately, you have already taken the first step towards getting back on track. Learn how to create a budgeting plan with this 6 step infographic
Smart Ways To Use Your Tax Return
With the Government passing the Low to Middle Income Tax Offset, over 11 million Australian taxpayers are expected to receive a refund of up to $1,080. With the average refund at $2,574; there is no better time to have a good plan for your money. Remember that your tax refund is just that; money that you have earned. Think carefully before you spend your entire tax refund. Assess your financial situation and determine the best possible use for your refund. Here are some smart ways to use your tax return and improve your financial situation. Save your money If you […]
When Is A Personal Loan Better Than Afterpay?
The recent rise of buy now pay later services such as Afterpay have changed the way in which consumers purchase a product or service. If you are one of the million customers using Afterpay, you may find yourself splurging on un-necessary handbags, holidays or haircare products to list a few. Whilst these buy now pay later services are changing the way in which customers shop, they may not be suitable for people in debt. In such cases, a personal loan may be more ideal. What is Afterpay? The concept is simple. You immediately purchase a product or pay for a […]
20 Ways To Cut Down Monthly Expenses
Do you have bad credit? Are you struggling to cut down your monthly expenses? Saving money is similar to losing weight. If you want to lose a lot of weight fast, you may need to take extreme physical and dietary measures. Unfortunately, this is not healthy and it is not a long term way of keeping the weight off. Saving money is exactly the same. If you allocate an extreme amount of money towards your savings, you will definitely save money and pay off any debt. Unfortunately, this approach is not sustainable and you will struggle to develop good long […]
Types of Loans for People with Bad Credit
Do you find yourself on Google searching “loans for people with bad credit”? There may have been a time where you were sick of hearing, “Sorry your credit application has been denied”. A bad credit, however, is not as catastrophic as it once was. There are many solutions available online that can help you get the necessary funding you need. If you haven’t got the time to research it all yourself, don’t worry, we have you covered. In the following article, well introduce you to the most common types of loans for people with bad credit. Your Options: HELOC A […]
Can I Get Loans With Bad Credit?
Have you searched “loans with bad credit” in Google recently?” Chances are, you are not alone. In fact, over 270000 other Australians search loans with bad credit each month. There are many Australians in the exact same situation that you are facing. Bad credit does not have to haunt your chances of securing a loan. Bad credit loans exist. If you are looking for a loan with bad credit, it does not mean that you are near bankruptcy; nor does it mean that you will lose everything you own. Apply for a loan with bad credit is not impossible, it […]
The Advantages of Bad Credit Loans
Not everyone has a clear credit history. Whether we like it or not, our financial situation has its ups and downs. There are times where you do not manage to gather all the money for your monthly payments, and you struggle with high-interest rates. In Australia, one out of five people has bad credit, which means they encounter difficulties, especially when it comes to applying for another loan. A bad credit score has the potential to emotionally and financially impact your life. If you or your company has a bad credit history; consider a bad credit loan. In fact, bad credit […]
Practical Advice on Getting Unsecured Loans
Unsecured loans help finance your urgent needs or want when your budget cannot accommodate such expense at the moment. By getting a personal loan you don’t have to use up your savings or shake off your current cash flow just to bridge a present financial gap. This type of loan also helps you get the right amount of money for unexpected expenses without having to put up securities. Here are tips to boost your chances of getting unsecured loans with the most affordable rates: 1. Organise your personal finances Before you apply make sure that your finances are in order. Borrowers […]