Family budgeting: tips to make your money go further
If you have a growing family to support, you will be aware how difficult it can be to manage your finances to ensure that all the household bills are paid on time each month such as the mortgage, rent, utilities, insurances, loan repayments and of course food and transport costs.
Five Good Financial Goals For Your New Year’s Resolution
It’s almost the end of the year, quite hard to believe how fast time has gone, and we’re almost into a new year. A new year is the best time to consider setting new goals and making sure they’re attainable and can get fulfilled before the year ends. Whether you choose to have a thousand goals in your to-do list, financial goals should come first.
5 Reasons People Have Bad Credit
Bad credit doesn’t mean you are a bad person. In fact, it is very common for responsible people to have bad credit. Whether you have let your bills get the better of you, forgotten a repayment or some other reason, life can sometimes get the better of us and lead us down the path of bad credit.
How Can Bad Money Habits Lead To Greater Financial Control?
Bad money habits are nothing to be ashamed of. Everyone is brought up differently and under different circumstances and it is no wonder we all develop very different money habits along the way: some of these are good habits, others not so much.
10 Ways To Utilise Your Credit Card Wisely
Every bank subscriber anticipates a better experience with the acquisition of a credit card. However, that is not the case. The credit card levies, high-interest charges, and poor customer relations render customers helpless, hoping for an all-inclusive fix.
Refinance Student Loan With Bad Credit: Is It Possible?
While it is no fun stepping out of school and taking out a loan straight away to fund a university degree, this is a path many people choose to take.
What Can I Use A Bad Credit Loan For?
In an ideal world, we would all have a high credit rating, with access to loans as needed that we can use for a variety of personal reasons. However, this isn’t always the case. Whether you have found yourself unable to repay a loan, late making repayments, or something similar, there is a number of reasons you may be left with a bad credit score.
Can I Get A Small Personal Loan With Bad Credit?
Unfortunately, through no fault of your own, you lost your job a few months ago and only recently found a new one. As a result, you have fallen behind with the repayments on the personal loan that you took out to pay to take your family away on holiday. This has resulted in your credit file being impacted in a negative way and your savings have all gone. Unfortunately, your car has broken down and it is going to cost $600 to repair it. You are concerned that no one will approve a small personal loan with bad credit so […]
Can I Get A Car Loan With Bad Credit?
The issue of poor credit history has been a great challenge for almost everyone who wants to borrow money from lenders. Many of us have anticipated purchasing assets, but what we lack is the credit history to help us get over the line.
5 behaviours that can lead to a bad credit score
Whether you like it or not, your credit rating is among the primary aspects that traditional lending institutions will consider when appraising your loan application request. Fortunately, the powers to control your credit score are very much within your hands.