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How can I get out of debt with bad credit?

Bad credit can happen to anyone, as financial circumstances can quickly change, credit card payments can become too much of a burden or the high cost of housing takes a toll on the monthly budget. Each of these aspects can have a harmful effect on a person’s credit score if delinquencies start to be the norm or nonpayment becomes an issue. No matter the cause of bad credit, it can be a daunting task to determine what options may work best for your specific circumstances. In order to get out of debt with bad credit, it is necessary to know […]

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Signs You Are Growing Money-Wise

Growing up doesn’t always mean becoming an adult. There are different stages of maturing physically and mentally, people grow in their own different way. One of the most important aspects of growing or “adulthood” is financial growth and stability. Financial growth or financial adulthood is taking care of your money and spending it wisely without ending up with bad credit. What is bad credit? It happens when you constantly don’t or are unable to pay back your loans on time, resulting in a negative credit rating. When you have bad credit, money lenders such as banks, will deny your applications […]