Blog | Bad Credit Loans


Bad credit loans blog

can i get a car loan with bad credit

Can I Get A Car Loan With Bad Credit?

The issue of poor credit history has been a great challenge for almost everyone who wants to borrow money from lenders. Many of us have anticipated purchasing assets, but what we lack is the credit history to help us get over the line.

behaviours that can lead to a bad credit score

5 behaviours that can lead to a bad credit score

Whether you like it or not, your credit rating is among the primary aspects that traditional lending institutions will consider when appraising your loan application request. Fortunately, the powers to control your credit score are very much within your hands.

need a loan been refused everywhere

Need a loan and been refused everywhere

If you’re in need of a loan and have been refused everywhere, it is more than likely that you have not met the requirements of the lender. Whilst this may be annoying, it is not the end of the world. The key to dealing with loan rejection is understanding why your loan has been rejected

what are bad credit loans and how can they help

What Are Bad Credit Loans and How Can They Help You?

Many would say that your chances to take out a loan are scarce when your credit score leaves a lot to be desired. You are aware that credit rating is one of the things taken into consideration by a potential lender when he’s trying to decide if accepting your application is a good idea. Sometimes, the score may drag you down.

what are low doc loans?

Low Doc Loans – When Should You Get One?

Are you in need of a loan and you don’t want to deal with the endless list of documentation required? A low doc loan can help you get the loan that you’re after. What Are Low Doc Loans? Low doc loans are a loan type that is available for self-employed or small business owners who do not have the necessary documentation required to apply for a loan with traditional lenders. Rather than supplying an endless list of documentation, all you will need is a form of income declaration or reduced income. This may include an accountant’s declaration or a business […]

how to create a budgeting plan

How To Create A Budgeting Plan

Do you find yourself questioning why your bank account is so empty ? Are you sick of making ends meet? Is your bank account screaming for help?  The first step to improving your finances and getting back on track is to learn how to budget. Fortunately, you have already taken the first step towards getting back on track.  Learn how to create a budgeting plan with this 6 step infographic

smart ways to use your tax return

Smart Ways To Use Your Tax Return

With the Government passing the Low to Middle Income Tax Offset, over 11 million Australian taxpayers are expected to receive a refund of up to $1,080. With the average refund at $2,574; there is no better time to have a good plan for your money. Remember that your tax refund is just that; money that you have earned. Think carefully before you spend your entire tax refund. Assess your financial situation and determine the best possible use for your refund. Here are some smart ways to use your tax return and improve your financial situation. Save your money If you […]

personal loan compared to afterpay

When Is A Personal Loan Better Than Afterpay?

The recent rise of buy now pay later services such as Afterpay have changed the way in which consumers purchase a product or service. If you are one of the million customers using Afterpay, you may find yourself splurging on un-necessary handbags, holidays or haircare products to list a few. Whilst these buy now pay later services are changing the way in which customers shop, they may not be suitable for people in debt. In such cases, a personal loan may be more ideal. What is Afterpay? The concept is simple. You immediately purchase a product or pay for a […]

20 ways to cut down monthly expenses

20 Ways To Cut Down Monthly Expenses

Do you have bad credit? Are you struggling to cut down your monthly expenses? Saving money is similar to losing weight. If you want to lose a lot of weight fast, you may need to take extreme physical and dietary measures. Unfortunately, this is not healthy and it is not a long term way of keeping the weight off. Saving money is exactly the same. If you allocate an extreme amount of money towards your savings, you will definitely save money and pay off any debt. Unfortunately, this approach is not sustainable and you will struggle to develop good long […]

bad credit loans australia

Types of Loans for People with Bad Credit

Do you find yourself on Google searching “loans for people with bad credit”? There may have been a time where you were sick of hearing, “Sorry your credit application has been denied”. A bad credit, however, is not as catastrophic as it once was. There are many solutions available online that can help you get the necessary funding you need. If you haven’t got the time to research it all yourself, don’t worry, we have you covered. In the following article, well introduce you to the most common types of loans for people with bad credit. Your Options: HELOC A […]