Bad Credit Loans Blog

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Creative Ways of Reducing Your Debt

If you want to know how to get out of debt using creative methods, then this article is right up your alley. Many people who don’t know how to get out of debt are tired of the same responses: get a job, pay your debts, talk to your creditors, and don’t spend that much, etc. While the old fashioned responses still hold up even to this day, we decided to make things more interesting for you whenever you choose to reduce your debt. Here are a couple of creative tips that will teach you how to get out of debt: […]

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Is It Possible to Buy a House with Bad Credit?

If you’re thinking that your bad credit will prevent you from getting a house, think again. You can definitely get a home, in spite of your bad credit. There are plenty of bad credit mortgage loans for people in your shoes. That being said, let’s see how you could get your hands on one of the bad credit mortgage loans designed for Aussies. Your priority should be to highlight your reliability as a borrower. How do you do that? Provide a Larger Down Payment Even though credit score is the first thing a bank or lender looks at before approving […]

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Credit Management: Is Your Spouse’s Credit Score Different?

In the case in which you and your spouse have joint financial accounts, you might anticipate that your credit scores are the same. Still, this isn’t the case. In most situations, your spouse’s credit score will be distinct from yours. And this isn’t an error of any kind; that’s how it’s supposed to be. Although you and your spouse are tied in holy matrimony, your credit files remain separate. Your credit history is connected to your personal information. Now, let’s have a look at some aspects regarding this topic. Payment History Is a Significant Consideration Payment history is a quintessential […]

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5 Ways to Get a Home Loan In Spite of Your Bad Credit

You might’ve been told that bad credit eliminates your chances of getting a home loan altogether. It is true that it can stall the process, but we can teach you how to get a home loan with bad credit, or any other type of loan, for that matter. The times when you couldn’t do that belong to the past, since today, bad credit doesn’t scare anyone anymore. Let us show you how to get a home loan with bad credit. We have not 1, but 5 ways of doing it: Consider a credit repair service There are bad credit listings […]

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Finding the Right Bad Credit Loan

Bad credit loans have proved to be a good credit solution to many people that don’t qualify for a standard loan. The recession or having to deal with getting fired due to a fallen economy has taken its toll on many Australians. An unstable income leads to skipped payments that initially results in a bad credit rating and finally in major difficulties to getting a loan approved. Thus, starting a new business or affording monthly expenses takes some help in this situation. Bad credit loans will offer a lifeboat when times get rough, and you aren’t eligible for any other […]

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Common Myths about Bad Credit Loans

Bad credit loans tend to have a lot of myths surrounding them, and sometimes we end up confusing their reputation with reality.  The most common one of all is that if you’ve never borrowed money, you have a clean record. Also, there is the misconception that because you’ve taken various loans throughout the years, you won’t receive another loan. Let’s look closer into the debate of bad credit loans and see which ones are true or false! Myths about Bad Credit Loans Bad credit loans won’t haunt you for life People tend to believe that home loans are bad credit […]

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Staying on Budget with Prepaid Credit Cards

When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card   Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]

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Do You Need a Loan Payment Calculator?

If you’re on this website, there’s a chance you might be in over your head on debt. Maybe you are on the road to credit debt recovery but your bad credit mark isn’t good enough to get the loan you want from one of the major banking players. Maybe you want to know how much you can borrow without breaking your budget. Maybe you just want to know the “what ifs” scenario if you borrow “X” amount over “X” amount of time. What you need is a loan payment calculator and we have that loan payment calculator for you HERE. […]

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Are You A Good Investor?

The greater majority of investors are focused on one thing: finding an excellent stock, and finding it now. And if you’ve been an investor for a while now, this wish might have turned into reality more than once. Notwithstanding, depending (solely) on luck isn’t a great strategy. Thereupon, is there a way you can tell whether your investing decisions have been due to mere chance, or because you are a genuinely good investor? Whether you can never pinpoint the naked truth, there are some aspects that may indicate the answer to your question. Let’s find them out! Traits of a […]

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The 5 Ways to Make Bad Credit Loans Work for You

Bad credit loans can work for you if you follow a simple set of guidelines. The latest nationwide research shows that as many as 30-35% of working Australians benefit from bad credit loans at one time or another during their working lives. A bad credit history can commonly occur for any number of reasons from something as simple as a declined credit application to a significant overdue debt in the thousands or hundreds of thousands. The bad credit loan is a great way to remedy your particular situation without having to rely on a loan from a traditional lender such […]

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