Saving Tips Archives - Bad Credit Loans Australia

Bad Credit Loans Blog

Change spending habits to avoid bad credit

8 Spending Habits to Change – Avoid Bad Credit

We all use our money differently, but it’s easy to head down a dark path. It might be worth trying to change your spending habits to avoid bad credit. Check out our 8 tips!

READ MORE

Easy ways to save money in 2020

Saving money can feel like a daunting concept. Piling bills, urgent repairs, medical expenses and ongoing expenses are only some of the stressors that can impact your savings account. Regardless of these uncommon factors, it is important to save your money.

READ MORE

Family budgeting: tips to make your money go further

If you have a growing family to support, you will be aware how difficult it can be to manage your finances to ensure that all the household bills are paid on time each month such as the mortgage, rent, utilities, insurances, loan repayments and of course food and transport costs.

READ MORE

Is it possible to save money when in debt?

Saving money while you have debt may seem counterintuitive. After all, if you don’t meet your debt repayments you will end up paying more in interest and watching that money go down the drain.

READ MORE

Five Good Financial Goals For Your New Year’s Resolution

It’s almost the end of the year, quite hard to believe how fast time has gone, and we’re almost into a new year. A new year is the best time to consider setting new goals and making sure they’re attainable and can get fulfilled before the year ends. Whether you choose to have a thousand goals in your to-do list, financial goals should come first.

READ MORE

Christmas Money Saving Tips

Many people find it nearly impossible to control their spending, much less actually save money during Christmas. The expectations not only of beautiful decorations and family dinners but also of amazing expensive presents and possible holiday travel plans are a serious burden for most people.

READ MORE

How Can Bad Money Habits Lead To Greater Financial Control?

Bad money habits are nothing to be ashamed of. Everyone is brought up differently and under different circumstances and it is no wonder we all develop very different money habits along the way: some of these are good habits, others not so much.

READ MORE

10 Ways To Utilise Your Credit Card Wisely

Every bank subscriber anticipates a better experience with the acquisition of a credit card. However, that is not the case. The credit card levies, high-interest charges, and poor customer relations render customers helpless, hoping for an all-inclusive fix.

READ MORE

Smart Ways To Use Your Tax Return

With the Government passing the Low to Middle Income Tax Offset, over 11 million Australian taxpayers are expected to receive a refund of up to $1,080. With the average refund at $2,574; there is no better time to have a good plan for your money. Remember that your tax refund is just that; money that you have earned. Think carefully before you spend your entire tax refund. Assess your financial situation and determine the best possible use for your refund. Here are some smart ways to use your tax return and improve your financial situation. Save your money If you […]

READ MORE

20 Ways To Cut Down Monthly Expenses

Do you have bad credit? Are you struggling to cut down your monthly expenses? Saving money is similar to losing weight. If you want to lose a lot of weight fast, you may need to take extreme physical and dietary measures. Unfortunately, this is not healthy and it is not a long term way of keeping the weight off. Saving money is exactly the same. If you allocate an extreme amount of money towards your savings, you will definitely save money and pay off any debt. Unfortunately, this approach is not sustainable and you will struggle to develop good long […]

READ MORE