Buy Now Pay Later (BNPL) platforms like Afterpay, Zip, Humm and Klarna have exploded in popularity across Australia. They offer a simple pitch: get what you want now, pay in bite-sized instalments later. Sounds perfect, right?
Paying off a credit card or loan can feel like a massive weight off your shoulders, especially if you’ve been working hard to repair your credit. But once that final payment clears, the next question often is: Should I close old accounts or leave them open?
A default on your credit report can feel like a major barrier to rebuilding your credit score and getting approved for loans, credit cards or even a rental application. The good news is that, with consistent effort, you can steadily rebuild your credit score and prove to lenders you’re back on track.
Australia’s housing market often feels out of reach for those with imperfect credit histories. Lenders’ mortgage insurance (LMI), which protects banks against default when borrowers have small deposits, can add tens of thousands of dollars to your up‑front costs.
Whether a family home or an investment property, when the time comes to sell, it’s important to know how to maximise the sale price of your house. Learn here.
Being declined for a loan due to bad credit can be frustrating and discouraging. However, it doesn’t mean that securing finance is impossible. By taking the right steps, you can improve your financial situation and increase your chances of approval in the future. Here’s what to do next:
Whether a family home or an investment property, when the time comes to sell, it’s important to know how to maximise the sale price of your house. Learn here.
Whether a family home or an investment property, when the time comes to sell, it’s important to know how to maximise the sale price of your house. Learn here.
Whether a family home or an investment property, when the time comes to sell, it’s important to know how to maximise the sale price of your house. Learn here.
Have you been affected by bad credit? It happens to the best of us, but can have devastating consequences. Does bad credit go away? Find out here.
Have you got bad credit? Do you need a small loan to help get you by? Do you keep being told no? Find out if you can get small loans with bad credit here…
Cars are extremely expensive, which is why car finance is such a great option. But what if you have bad credit? Learn how to finance a car with bad credit.
Discover top tips on how to clear bad credit here! Millions of Australians are held back by bad credit each year, but there are solutions…
Wondering “can I get a consolidation loan with poor credit?” The simple answer is yes! Learn all about debt consolidation with bad credit & find solutions here.
Having bad credit can feel like you are trapped with no way out. But fortunately, there are solutions. Get financial help for people with bad credit here.
There are always options available to help you out of a sticky financial situation. Learn how to get debt relief with bad credit here!
A phone contract is a form of loan. You’re trusted to keep up with repayments, just like with any loan. So can you get a phone contract with bad credit?
In a time like today where there is economic uncertainty, the debts can start mounting up. If you already have bad credit then it can be a very difficult time. Missing payments can take an even bigger hit on your credit score. But there is hope. If you have bad credit and are looking for solutions then a Debt Consolidation Loan could be your saviour.
We all use our money differently, but it’s easy to head down a dark path. It might be worth trying to change your spending habits to avoid bad credit. Check out our 8 tips!
No person in this world has a perfect credit history – unless you’ve always lived on a mountain, where you never had to use banks, credit cards or pay bills. However, if you are part of the 99.9% people who rely on some sort of credit, you’ve probably heard of these myths about bad credit loans before. We’ll be the MythBusters, Australian version.
Bad credit doesn’t mean you are a bad person. In fact, it is very common for responsible people to have bad credit. Whether you have let your bills get the better of you, forgotten a repayment or some other reason, life can sometimes get the better of us and lead us down the path of bad credit.
In an ideal world, we would all have a high credit rating, with access to loans as needed that we can use for a variety of personal reasons. However, this isn’t always the case. Whether you have found yourself unable to repay a loan, late making repayments, or something similar, there is a number of reasons you may be left with a bad credit score.
Whether you like it or not, your credit rating is among the primary aspects that traditional lending institutions will consider when appraising your loan application request. Fortunately, the powers to control your credit score are very much within your hands.
Many would say that your chances to take out a loan are scarce when your credit score leaves a lot to be desired. You are aware that credit rating is one of the things taken into consideration by a potential lender when he’s trying to decide if accepting your application is a good idea. Sometimes, the score may drag you down.
Have you searched “loans with bad credit” in Google recently?” Chances are, you are not alone. In fact, over 270000 other Australians search loans with
No matter how much you saved or how calculated you are, there may come a time when you will struggle financially, and you will have
Some people have no problem offering proof of their income; on the other hand, for others, asking for documentation would be like dropping a large
You know you’re in a pickle when you need a bad credit loan. Bad credit loans do exist. Subsequently, bad credit loan scams are
Bad credit home loans are a good option for those looking to finance their homes when their credit file isn’t spectacular. These types of loans
No credit check loans can represent a great solution for those who have a credit file so bad that they cannot even show it to
In the past, if you had a black mark on your credit, it would have been impossible to get a home loan. All that was
Getting a loan is difficult and stressful enough as it is; so imagine throwing bad credit into the mix. You do not receive as many
Having to deal with bad credit won’t affect only your financial records, but it can also pose a serious threat when you’re trying to
A bad credit rating will cause all sorts of problems, from getting your car loan denied, to the impossibility of getting a mortgage. Moreover,
We’ve all been there – some more than others. We already have debts, and we are not entirely sure whether or not we should add
A low credit score might come with some extra difficulties when you want to refinance, but that doesn’t make this process impossible. If you want
You might’ve been told that bad credit eliminates your chances of getting a home loan altogether. It is true that it can stall the process,
Bad credit loans have proved to be a good credit solution to many people that don’t qualify for a standard loan. The recession or having
Bad credit loans tend to have a lot of myths surrounding them, and sometimes we end up confusing their reputation with reality. The most common
Research points that the majority of brokers are acquainted with the purpose of debt consolidation loans and what they imply. Nonetheless, there is a significant
You know what bad credit is all about. It’s not fun to have, especially when you don’t see it coming. Of course, bad credit loans
You may have bad credit and not even realise it. If you’ve never had to apply for anything that required a credit check, you might
When financial bad times hit they seem to all bottleneck at once. Credit card bills, mortgage, car rego, taxes, emergency medical bills, and school fees.
Being a shopaholic can put you in a financial crisis. There is nothing wrong in spending your hard earned money but problems start to come
Bad credit can happen to anyone including you. If you need to get out of one a bad credit loan is the best solution. Most
The weather might be chilly in Sydney’s CBD but the commercial real estate market is hot. There are some big names moving locations, expanding and
Bad credit can happen to anyone, as financial circumstances can quickly change, credit card payments can become too much of a burden or the high
Growing up doesn’t always mean becoming an adult. There are different stages of maturing physically and mentally, people grow in their own different way. One
