Is it Smart to Choose Bad Credit Loans While in Debt?
We’ve all been there – some more than others. We already have debts, and we are not entirely sure whether or not we should add even more to it. It’s like borrowing money from a friend, not giving it back and then asking for some more. What guarantee do you (or they) have that you’ll repay this new debt now if you didn’t repay them previously? Should you add more to the debt by opting for bad credit loans? Getting a Loan When You Have Bad Credit Many lenders do not really want to give money to people who have […]
Staying on Budget with Prepaid Credit Cards
When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]
Why We Have Shopaholic Behaviour
Being a shopaholic can put you in a financial crisis. There is nothing wrong in spending your hard earned money but problems start to come in when the desire to buy seems to be uncontrollable. Purchasing things that you don’t really need which just turns into clutter or you end up wondering why you bought a whole stack of canned goods. You can’t get out of the mall without purchasing anything. If you are experiencing the same thing, then you may be a shopaholic. Advertisers and their marketing strategies try to manipulate or affect one’s spending habits, but the brain […]