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Tag: credit utilisation

Should You Close Old Accounts After Paying Them Off?
All About Debt

Should You Close Old Accounts After Paying Them Off?

Paying off a credit card or loan can feel like a massive weight off your shoulders, especially if you’ve been working hard to repair your credit. But once that final payment clears, the next question often is: Should I close old accounts or leave them open?

heath 18 June 2025
5 Practical Steps to Rebuild Your Credit Score After a Default
Bad Credit Loans

5 Practical Steps to Rebuild Your Credit Score After a Default

A default on your credit report can feel like a major barrier to rebuilding your credit score and getting approved for loans, credit cards or even a rental application. The good news is that, with consistent effort, you can steadily rebuild your credit score and prove to lenders you’re back on track.

heath 30 May 2025