March 20, 2017 by Admin -
We’ve all been there – some more than others. We already have debts, and we are not entirely sure whether or not we should add even more to it. It’s like borrowing money from a friend, not giving it back and then asking for some more. What guarantee do you (or they) have that you’ll repay this new debt now if you didn’t repay them previously? Should you add more to the debt by opting for bad credit loans? Getting a Loan When You Have Bad Credit Many lenders do not really want to give money to people who have […]
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January 30, 2017 by Admin -
Bad credit loans have proved to be a good credit solution to many people that don’t qualify for a standard loan. The recession or having to deal with getting fired due to a fallen economy has taken its toll on many Australians. An unstable income leads to skipped payments that initially results in a bad credit rating and finally in major difficulties to getting a loan approved. Thus, starting a new business or affording monthly expenses takes some help in this situation. Bad credit loans will offer a lifeboat when times get rough, and you aren’t eligible for any other […]
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January 23, 2017 by Admin -
How to consolidate your debt when dealing with bad credit? Some would say “easy!” as the process is basically the same as for your regular debts. Consolidation allows you to keep track of your payments easier and reduce general costs. This can be obtained by making only one payment per month, instead of multiple different payments. Each payment usually comes with its own interest rate and fees that only add up to how much you have to pay each month. Stop wondering about “how to consolidate your debt” and check out the benefits and options you’ll have when you obtain […]
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December 7, 2016 by Shelia Taylor -
When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]
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November 1, 2016 by Shelia Taylor -
If you’re on this website, there’s a chance you might be in over your head on debt. Maybe you are on the road to credit debt recovery but your bad credit mark isn’t good enough to get the loan you want from one of the major banking players. Maybe you want to know how much you can borrow without breaking your budget. Maybe you just want to know the “what ifs” scenario if you borrow “X” amount over “X” amount of time. What you need is a loan payment calculator and we have that loan payment calculator for you HERE. […]
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March 11, 2016 by Scotty -
As the personal loan market is in continuous change, specialists advise every Australian to rethink their debt management plan for 2016. You should take advantage of all the changes that happen nowadays in the financial market and get control of your debt. Of course, brokers are also encouraged to support the clients by re-examining the products and services which can be used to help them. From the beginning of the year, the banks had a considerable tendency of tightening personal loan criteria. According to experts, the trend is the same for mortgage and asset-based loans. Taking all these into consideration, […]
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May 29, 2015 by Scotty -
Debt may seem as a natural part of life these days but without proper money management you can fall into bad debt. Credit cards had made falling into debt as easy as swiping that plastic over the counter. Like the speed of information exchanging on the internet, you may find yourself deep in a bad debt situation in the blink of an eye. Fortunately you have an option. You have the choice between a good and a bad debt. Of course as a rational person, one would choose the good over the bad. However it is not as simple as […]
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