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what type of house can i afford

5 Ways to Find Out What Type of House You Can Afford

If you’ve made your decision and you want to take the necessary steps towards homeownership, the first question that crosses your mind will be: how to find out what type of house you can afford. Fortunately, you have come where you need to be. Keep on reading to find out our tips on the topic! Analyze Your Income A decent starting point that will aid you to find out what type of house you can afford is carefully evaluating your annual income. Many financial experts assume that borrowers shouldn’t spend more than 30 percent of their gross income on a […]


How to Refinance Your Home When You Have Bad Credit

A low credit score might come with some extra difficulties when you want to refinance, but that doesn’t make this process impossible. If you want to refinance your home with bad credit, you should know that it will take some commitment and perseverance, but the good news is that it can be done. The first thing you’ll have to deal with is taking back control over your credit score. Managing your debt may not be easy, but by showing lenders that you have the desire to improve your credit rating, and demonstrating that you have the financial means to support […]


Changing Your Home Loan and Finding a Better Deal

Making the decision to switch home loans could save you a lot of money in the long run and provide additional features. Before taking the step, sum up all the costs that this change comes with. Although some credit providers might give you a better interest rate, the total costs of changing lenders won’t be worth it. Instead of looking around not knowing what to search for, follow these steps that will ensure you get the best deal possible. Get an Idea of The Market and Use a Key Facts Sheet Always start by using a comparison website and search […]


5 Ways to Get a Home Loan In Spite of Your Bad Credit

You might’ve been told that bad credit eliminates your chances of getting a home loan altogether. It is true that it can stall the process, but we can teach you how to get a home loan with bad credit, or any other type of loan, for that matter. The times when you couldn’t do that belong to the past, since today, bad credit doesn’t scare anyone anymore. Let us show you how to get a home loan with bad credit. We have not 1, but 5 ways of doing it: Consider a credit repair service There are bad credit listings […]