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Staying on Budget with Prepaid Credit Cards

When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card   Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]

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Budgeting Mistakes and How to Avoid Them

Budgeting shouldn’t be too hard, right? In fact, most Australians do this regularly, and it is a technique that can have some impressive results. Still, many people are disappointed after creating a budget and give up on this idea. Generally speaking, there are a few mistakes that can lead to failure, and once you can no longer respect your budget, you may consider it useless or feel frustrated that you spend too much regularly. Budgeting Mistakes Building a budget that is too strict If you ever made this mistake, you surely remember the excitement of creating a budget, and then, […]

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Dispel Fears of Living Pay Check to Pay Check

Living pay check to pay check means that you can barely manage to cover all your financial obligations with your current earnings. There are numerous Australians who are struggling with this. The bad news is that such a status is usually equivalent with economic vulnerability, and it also triggers a lot of fears. But the key to success is learning to get free of them. Otherwise, you will be stuck with them for a long time, and you will not be able to progress. Living Pay Check to Pay Check You don’t need to give up on all the things […]

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Beware of Direct Debit Payments

Direct debit emerged and became popular because of online services that are available today. It is a financial transaction of withdrawing funds from another’s account. This is a method where an account holder allows or authorizes the bank to pay a fixed amount meant for a service on a regular basis. Today more and more individuals who use online services utilize this payment approach simply because it brings convenience. Direct Debit Payments Let’s take a look at the pros and cons of direct debit payments. Pros: Convenience – It is convenient on both parties the customer and the online service […]

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