Is it Smart to Choose Bad Credit Loans While in Debt?
We’ve all been there – some more than others. We already have debts, and we are not entirely sure whether or not we should add even more to it. It’s like borrowing money from a friend, not giving it back and then asking for some more. What guarantee do you (or they) have that you’ll repay this new debt now if you didn’t repay them previously? Should you add more to the debt by opting for bad credit loans? Getting a Loan When You Have Bad Credit Many lenders do not really want to give money to people who have […]
Debt Consolidation Loans and Misunderstandings
Research points that the majority of brokers are acquainted with the purpose of debt consolidation loans and what they imply. Nonetheless, there is a significant number of requests sent to lenders for debt consolidation loans, which don’t fulfill the lender’s guidelines. What determines these general misunderstandings regarding this aspect? The source of misunderstandings Before explaining serviceability, there is a common misconception concerning debt consolidation loans. Professionals working in this field indicate that there is quite a fixed generalization according to which debt can be refinanced. The truth is that this assumption is entirely wrong. The source of this assumption is […]
Surprising Ways You Can Find Yourself With Bad Credit
You know what bad credit is all about. It’s not fun to have, especially when you don’t see it coming. Of course, bad credit loans are a fine solution to your issue. But if you’re not sure what can leave or has left a stain on your credit history, read on. Here are a few surprising situations that can work against you and your credit. Things You Didn’t Know Could Result in Bad Credit Cancelling your gym membership the wrong way Most (if not all) gym memberships are paid via direct debit from bank account or card. If […]
Why We Have Shopaholic Behaviour
Being a shopaholic can put you in a financial crisis. There is nothing wrong in spending your hard earned money but problems start to come in when the desire to buy seems to be uncontrollable. Purchasing things that you don’t really need which just turns into clutter or you end up wondering why you bought a whole stack of canned goods. You can’t get out of the mall without purchasing anything. If you are experiencing the same thing, then you may be a shopaholic. Advertisers and their marketing strategies try to manipulate or affect one’s spending habits, but the brain […]