Staying on Budget with Prepaid Credit Cards
When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]
How Far Can People Go to Save Money?
Desperate people take desperate actions when they need to save money. The economy nowadays is not friendly with any consumer, and everything you buy can leave you with a huge hole in your pockets. Houses are getting more expensive by the minute, a pack of cigarettes costs a ton, and even the plain old groceries can make you cry in front of the counter. Even so, there are some people who mastered the money-saving art and are prepared to share a few of their tricks with us. You’d be surprised of the lengths some people go to just save an […]
Creative Budgeting – Living on Tight Budgets
Budgeting is the key to save money. How do you save? Do you spend first and save what is left or you save first and spend what is left? Do you save a portion of your monthly income? What if your income is just enough for your monthly expenses? It is time to cut your usual expenses. You may not notice it but you probably have been spending on the wrong item, or you live a lavish lifestyle. Budgeting is normally what moms do and with a little creativity they make the most out of it. Everyone can put themselves […]