Bad Credit Loans Blog

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Changing Your Home Loan and Finding a Better Deal

Making the decision to switch home loans could save you a lot of money in the long run and provide additional features. Before taking the step, sum up all the costs that this change comes with. Although some credit providers might give you a better interest rate, the total costs of changing lenders won’t be worth it. Instead of looking around not knowing what to search for, follow these steps that will ensure you get the best deal possible. Get an Idea of The Market and Use a Key Facts Sheet Always start by using a comparison website and search […]

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Staying on Budget with Prepaid Credit Cards

When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card   Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]

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Buying a Used Car Instead of Buying New

Many people will buy a used car instead of a new one every time. Some people will always buy new, for the implied quality guarantee. But if you research it properly, buying a used car can be just as good, if not better. New cars lose a lot of value as soon as they’re driven off the lot, and not all cars hold their value over time. Going straight for a second-hand model doesn’t have to mean investing in a lemon. How to Buy the Best Used Car You Can Do your Research Narrow down your search by picking a […]

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Surprising Ways You Can Find Yourself With Bad Credit

You know what bad credit is all about. It’s not fun to have, especially when you don’t see it coming. Of course, bad credit loans are a fine solution to your issue. But if you’re not sure what can leave or has left a stain on your credit history, read on. Here are a few surprising situations that can work against you and your credit. Things You Didn’t Know Could Result in Bad Credit   Cancelling your gym membership the wrong way   Most (if not all) gym memberships are paid via direct debit from bank account or card. If […]

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Fund your next holiday with personal loans

There is always a reason or a season to take a holiday. Maybe the weather is getting worse and worse at home. The kids might be out of school for a week. You might just be leaving university and want to take a trip to celebrate. Everyone can find a reason to go on holiday but not everybody can find the money for one. If you are young and have not begun accumulating savings enough to take a trip then you might be thinking of asking your parents for some cash. If you are a parent then maybe you see […]

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Going Out Without Breaking the Bank

Everyone wants to go out but no one wants to spend a chunk of their pay cheque just to meet up with friends. You don’t have to break the bank just to see your friends. There are lots of ways to socialise and not have to break the bank. Getting out of the house to hang out with friends can feel like a burden to your finances if it always involves bringing out your credit card. It used to be that just seeing friends was enough but as we get older it seems like it always costs money just to […]

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Ensuring Your Return on Investment

Investing is both a business and a game, the goal is to make sure you get a return on investment or you have lost the game. To ensure you are getting the profit you deserve here are some tips to increase the probability of a fast return on investment. 7 Ways to Make Sure You Get Your Return on Investment Do your homework Research. The first step in investing is to learn everything about the investment. From the risks to the benefits involved. If you are into property investment, consider the factors surrounding the local property market, perhaps it has […]

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How to save money on weddings

Weddings are fun but can leave you with a huge debt at the end. Weddings are a time for celebration and happiness; you should be able to get through with it without spending a fortune so you will only have good memories about this very special day for you and your partner. According to market research, an average Australian wedding costs $36,000, give or take a little. Even a lifetime of memories should not cost that much, and to think that you will spend that much for one day is just not practical. Not to say that you should penny […]

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Moving house checklist – What not to bring over

If it is time to move houses then it is also time to make a checklist of the things you will be taking and the things you will need to leave or get rid of. The trouble of moving can be made easier by leaving some things behind at the old place and getting rid of other things all together. Moving House Checklist Mattresses and frames Big items like sofas, bed frames, and mattresses can be picked up by the local garbage disposal companies or sold and new replacements can be ordered and sent to your new house. A new […]

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