Bad Credit Loans Blog

bad-credit-loans-debt-vs-saving-for-retirement

Paying off Debt vs. Saving for Retirement

This is one of those financial questions that always seem to arise at some point in life: should I pay off my debts or should I start saving for retirement? Under very happy circumstances, we should be able to do both; however, unless we’re billionaires, we may have to borrow the money needed for any of the situations above. So how do we choose between the two, under these circumstances? Well, here are some thoughts. Figuring Out the Interest Rates Take a spreadsheet and start writing down the interest rates, going from highest to lowest. You should include everything from […]

READ MORE

Budgeting Mistakes and How to Avoid Them

Budgeting shouldn’t be too hard, right? In fact, most Australians do this regularly, and it is a technique that can have some impressive results. Still, many people are disappointed after creating a budget and give up on this idea. Generally speaking, there are a few mistakes that can lead to failure, and once you can no longer respect your budget, you may consider it useless or feel frustrated that you spend too much regularly. Budgeting Mistakes Building a budget that is too strict If you ever made this mistake, you surely remember the excitement of creating a budget, and then, […]

READ MORE

Preparing for the Best Christmas Dinner

We all feel eager when the best season of the year approaches. And one of the best things about Christmas is being reunited with the family at a nice, enjoyable dinner. But, most of the time, we are overwhelmed with preparing a lot of courses, and end up spending the most-awaited Christmas day being utterly exhausted. Thus, please consider the following tips that will help you get prepared for this unique dinner so that Christmas day doesn’t catch you off guard. Christmas Dinner Main course The main excitement when it comes to Christmas dinners is turkey roast. Let’s face it, […]

READ MORE