Bad Credit Loans Blog

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Staying on Budget with Prepaid Credit Cards

When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card   Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]

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Planning Your Side Job for Extra Cash

If you need extra cash, then you may need to consider having a side job. In order to have a side job that will make you gain the cash you need, you need to have a plan. So here are a few tips that will help you make your side gig work! Earn Extra Cash Ask yourself if you’re having it as a short-term thing or long-term. This will be important to know what kind of side job you are going to engage in. If you are only having this for a short time then you may consider choosing a […]

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Australian Savings Declining Further

For some time now, we have been told that “the cautious customer” is every retailer’s nightmare, especially in the context of household spending. Interestingly, according to recent news on the subject, research on household income savings has been developed. Apparently, taking into account national counts, the household savings’ rate, which is the amount of income one saves, as opposed to directing it towards consumption, diminished by 7.6 percent in the third quarter. During previous years, household savings were estimated at nearly 10 percent of one’s income, as a result of the global financial crisis. At that time, it appeared that […]

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Dispel Fears of Living Pay Check to Pay Check

Living pay check to pay check means that you can barely manage to cover all your financial obligations with your current earnings. There are numerous Australians who are struggling with this. The bad news is that such a status is usually equivalent with economic vulnerability, and it also triggers a lot of fears. But the key to success is learning to get free of them. Otherwise, you will be stuck with them for a long time, and you will not be able to progress. Living Pay Check to Pay Check You don’t need to give up on all the things […]

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