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avoid bad credit rating

Avoid bad credit rating – No more credit cards

We all want to avoid bad credit rating because a pristine credit history can guarantee a bank loan. One will not have difficulties securing a loan if he’s confident about his credit score. However, people with poor credit rating can only resort to quick loans that usually have higher interest rates. Here are some suggestions to avoid bad credit rating. How to avoid bad credit rating Stick to your budget. Prioritise your basic needs over your wants.  To determine your budget, deduct your monthly expenses from your monthly salary and from the total amount set aside money for unexpected occurrences […]

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