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Low Doc Loans

Get a loan approved with low documentation.

No impact on your credit rating - Obligation free

Got bad credit? Apply for a low-doc loan and get approval without the hassle.

We want to help those in need of loans despite minimal documentation and/or bad credit. The friendly and understanding team at Bad Credit Loans have extensive experience in finding the right loans for people in this situation.

Sick of getting turned down from the banks? We don’t judge.

Freelance workers with low doc loans

Enjoy financial flexibility with a bad credit loan

One of the major obstacles to securing a loan is not having all the documentation required by the big banks and other traditional loan providers. When you are in an emergency this can be extremely frustrating. 

At Bad Credit Loans we understand this is often not your fault. Some documents can be very difficult to obtain in a matter of days while others may be impossible. Many of those with bad credit stop pursuing financial assistance because the answer from these lenders is usually ‘no’. Low doc borrowers are all too familiar with this type of answer from banks and other lenders, especially if they’re trying to apply for bad credit low doc home loans.

Having bad credit puts a damper on getting loans in the future. It acts as a red flag for banks and creditors. With banks tightening their lending practices, it is more likely that they will reject any loan application for a fear of late or missed payments.

Paperwork can be hard to obtain if you are self-employed

Why choose low doc Bad Credit Loans?

To make it even worse, when you apply for a loan at a bank or credit union, there are requests for payslips, tax returns, bank records, proof of income and even business plans. These types of paperwork can be hard to obtain if you are self-employed, a start-up business or freelancing with seasonal or variable income.

Bad Credit Loans offer low doc loans so you can overcome these obstacles. Within a matter of seconds, you can find out how much you qualify. We offer competitive interest rates with easy repayment options to suit your financial situation.

Borrowers with a bad credit rating are never turned away for a chance to secure a low doc loan. We are more than happy to help out low doc loan applicants find the best possible financial solution.

personal loans for bad credit

How do you apply for bad credit low doc loans?

At Bad Credit Loans, we make it easy and simple to apply for a low doc loan.

Apply with bad credit loans online

1. Enquire online

It only takes a couple of minutes & has no impact on your credit file.

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2. Solution

A loan specialist will look at your situation & tailor a solution to you.

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3. Receive funding fast

Our process is designed to be fast. Once approved, the money will be deposited into your nominated account usually within 24 - 48 hours from approval.