What are bad credit loans?
A bad credit loan is a type of loan that is offered to someone who has a bad credit history. This may be the result of a negative listing, default or judgment that has been placed on a persons credit file.
How does bad credit affect your loan application?
One of the first things a lender will check when assessing your application is your credit report and credit score. This is used by lenders, to support them in determining, whether or not you will be able to repay the loan.
If your credit file contains defaults, late payments, blackmarks, excessive credit inquires and court judgments, it will be unlikely that a traditional lender will accept your loan application. At the same time, a low credit score can significantly decrease the likelihood of acceptance.
Fortunately, we are not a traditional lender. Our loan application process does not revolve around your credit file. That’s right, we may not check your credit file, meaning you can finally move forward with your finances.
Why choose Bad Credit Loans ?
Fast Loan Approval
Bad Credit Loan Specialists
Tailored Customer Service
Start Hearing "Yes"!
Bad Credit Loans for most situations
With a Bad Credit Loan, you can apply for a loan to pay your medical bills, hire a new employee, purchase a car, travel or start a business. We’re here to help you achieve financial your financial goals.