One of the first things a lender will check when assessing your application is your credit report. This is used by lenders, to support them in determining, whether or not you will be able to repay the loan.
Your credit report contains information including any defaults, late payments, blackmarks, excessive credit enquires and court judgments that you might have. If you have any of these negative listings then it will be unlikely that a traditional lender will accept your loan application.
At the same time, if you have a low credit score then this can also significantly decrease the likelihood of acceptance.
Fortunately, we are not a traditional lender. Our loan application process does not revolve around your credit file. That’s right, we do not perform credit checks, meaning even if we are unable to help, applying with us will have no further negative impact on your credit file.
Receive funds within as little as 24 hours of approval. Our goal is to provide you with fast and flexible financial support.
Bad Credit Loans Australia has helped thousands of Australians find personal and business money solutions. Our team is specially trained in a wide range of financial services.
Our loan specialists will quickly understand your financial situation. Our primary goal is to find the right product to suit your specific needs, regardless of a poor credit history.
We have a more lenient lending criteria than most other lenders. We require minimal documentation and are able to look beyond your credit score. Instead, we focus on your ability to pay the loan responsibly.
Do you need the extra funds to cover unexpected costs or much-needed trips away? If you have bad credit and have been rejected from a bank, we have you covered.
Are you struggling with cashflow or looking to expand your business? Bad credit business loans are a fantastic solution if you've been rejected elsewhere.
Don’t have all the documentation needed to secure a loan? Don’t worry. We offer Bad credit low doc loans. Minimal documentation is necessary.
We provide small loan options to help you sort out those unexpected issues. Cover emergency bills, outstanding debt or whatever you need with a bad credit loan.
Whether a family home or an investment property, when the time comes to sell, it’s important to know how to maximise the sale price of your house. Learn here.
Getting a car loan approved with bad credit is possible and we could help. Find out how you can get a car loan with bad credit in this blog.
While the dream for many has traditionally been to buy a house, renting is now also considered a great option. Find out whether to rent or buy in Sydney.
With over 30 years of financial expertise, Bad Credit Loans has helped thousands of Aussies to secure finance despite having a a bad credit history.
In times of need, a bad credit loan can help you see the light at the end of the tunnel.
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