One of the first things a lender will check when assessing your loan application is your credit report and credit score. This is used by lenders, to support them in determining, whether or not you will be able to repay the loan. 

If your credit file contains defaults, late payments, blackmarks, excessive credit inquires and court judgments, it will be unlikely that a traditional lender will accept your loan application. At the same time, a low credit score can significantly decrease the likelihood of loan acceptance.

Fortunately, we are not a traditional lender. Our loan application process does not revolve around your credit file. That’s right, we may not check your credit file, meaning you can finally move forward with your finances.