Great communication take the time to explain things and make sure you understand everything every step of the way
Secure the funds you need despite past credit issues and unlock new opportunities to grow, stabilise, or rebuild your business.
We know how important it is for a business to have cash flow running through it. This is why we don’t just help individuals.
We have 30+ years of experience helping businesses find funding.
Whether you’re covering cash flow gaps, paying suppliers, or funding urgent projects, our business loans help you stay operational.
We understand time is critical in business. Our streamlined application process is built to get you approved quickly, without the usual red tape.
Low credit score? No problem. We assess your business on more than just your credit report, giving you a fairer shot at funding.
A bad credit business loan is very similar to any other kind of loan, although there are some small differences:
We’re rated excellent on Trustpilot. Find out why and read more reviews here.
Had an excellent experience with Bad Credit Loans! Keanue was highly professional, knowledgeable, and guided me through the process smoothly. They made everything easy and stress-free, ensuring I got the best option available. Highly recommend their service to anyone in need of financial assistance.
Keanu is a very helpful person and deserves a promotion ! He gets the job done and very respectful
Keanue was incredibly flexible with contact as I work full and unpredictable hours. He was extremely helpful and judgement-free which made my experience even better. Legend!
Hi, pat i saw all reviews and I think I’ll solve my problem with you I hope
I got the way to breathe when I saw your reviews I got my life is back now
Help me with my bad situations
Thanks
Keanu was very understanding of my situation and helped me feel at ease. As he was explaining everything to me, I was reassured that it’ll help me in the long run. I had given him scenarios about things and was able to give me truthful solutions.
Keanue was awesome. Went beyond to help me out, was the best. Thanks Keanue
Very helpful with information and made me feel better about my debts
Extremely Helpful. Explain the whole Process clearly and approached in a friendly manner.
I recently had the pleasure of speaking with Keanue, regarding my debt issue, and I couldn’t be more impressed with the level of service I received. From the moment we began our conversation, it was clear that this representative genuinely cared about my situation and was committed to helping me find a solution.
He was incredibly attentive to my needs, patiently listening to my concerns and taking the time to fully understand my financial difficulties. What stood out the most was his professionalism; he approached the entire conversation with a calm, reassuring demeanor that immediately put me at ease.
He explained every detail of my debt situation and the options available to me in a clear, understandable way. Rather than using jargon or complicated terminology, he broke everything down into manageable steps, ensuring I felt empowered to make informed decisions. His approach was not only informative but also empathetic, showing a sincere desire to help me improve my financial situation.
What truly made the experience memorable was his genuine sincerity. It was evident that he wasn’t just going through the motions; he truly cared about finding a solution that would work for me. He made sure to follow up on any questions I had and gave me peace of mind throughout the process.
Overall, the customer service I received exceeded my expectations, and I now feel more confident in taking the next steps to resolve my debt. Keanue professionalism, attentiveness, and empathy made a significant difference, and I am truly grateful for the support he provided.
Keanue was very helpful and was committed to helping me with my current situation that I was in. He was very understanding and explained everything clearly.
Keanue & Tom thank you so much for your help honestly took a lot of burdens off my shoulders
Very clear in explaining the processes and costs associated and very friendly
I am incredibly grateful for Keanu’s help and friendliness from the very beginning. Being in such a stressful situation can be overwhelming, and having someone who genuinely listens and is eager to assist in any way is truly invaluable. Thank you so much for your support!
My experience was made great by Keanue as he was very kind, understanding & succinct. He was very easy to understand & speak with.
Keanue was so helpful even though I was very wary about going through this process but he made it all make sense even for a dummie like myself
Thanks again mate
Keanue was a breeze to talk to. He was incredibly patient, (especially with the back and forth emails and missed calls) and was completely transparent throughout our interaction. Keanue also helped ease my mind with all my debts and provided a solution. He’s also very prompt with replies and was overall helpful. Thank you!
Very understanding, Keanue was able to assist in working out the best plan, while being very professional and helpful.
Keanue was so helpful and polite. I did not feel judged and he made the process so easy. Definitely recommend!
Keanue was most understanding, supportive, found me another alternative to control my finances. Easy to talk to.
I am so glad that I reached out
Pat was a genuinely nice and cooperative person to talk to and helped me to understand my options
My experience was great. This was the first time I’ve heard of this service and Pat explained everything very well. I was able to understand what was offered and am very appreciative of Pat’s assistance yesterday. Pat’s service skills the other day was very outstanding. Thank you for your help!!
Keanu really explained things well and made a normally embarrassing phone call quite pleasant and now I’m more at ease with my situation
Keanu did a great job outlining things in a clear and professional manner
I have been dealing with Keanue. He’s extremely good at his position, not making me feel embarrassed about my financial situation, is professional but also very friendly. Gave me all the info I needed to understand my options & didn’t sugarcoat a thing. Very trustworthy.
This guy is something else
Friendly to deal with not trying to sell u something at all instead he genuinely wanted to assist me for my own good
Champions
Keanue was very helpful with all the information provided and made sure I know everything that will happen, explained everything in detail where he could
The consultant reviewed my debt situation I was in and provided me with a solution to alleviate my financial debt issue. This very helpful advice allowed me see again possibilities and a way to release from debt troubles. The consultant was professional, helpful, respectful and understanding which really helped me to provide all the information to assist me with my financial debt issues.
Very helpful very understanding explained everything clear and done his absaloute best to help me and gave me great advice and was very patient with me just a pleasure to deal with all round thank you 😊
Pat was very polite and explained all details in an easy to understand manner. Felt like I was not being judged during the call and was happy with the overall experience.
Very Good communication, Understanding , great humour! , Clear and straight forward.
Grady was a pleasure to talk with he took down all my details and was very understanding and patient.. he also answered all the questions and returned all my calls within minutes
Thank you Grady
I spoke with Keanue this afternoon who helped me through the process of organising my debt and giving me an option to start my journey to being debt free. I am SO grateful for his customer service and reassurance throughout our conversation – it made me feel very comfortable discussing a topic that can often be quite awkward and sometimes embarrassing.
Keanue was an Awesome agent that dedicate the time to understand my situation and provide me with amazing solutions, well speak, decent and patient. Really appreciate it.
I spoke to Grady, who not only was helpful, caring & very empathetic towards my current situation, he also explained everything in a way that I could easily understand. I honestly thought there was no way out of my situation but now, I know I have a team that can negotiate on my behalf & I’ll be able to consolidate everything into one payment, taking the constant stress & worry away so I can focus on the things that really matter. If you are in the same situation, reach out & have a chat, they may be able to help you. Absolutely recommend ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
Keanue made me feel so comfortable. Very professional and easy to speak to. Non judgemental and great listener.
Amazing customer service from Keanue, very friendly , helpful and a very informative person. Would definitely recommend. Brilliant 👍🏽
I spoke with Keanue and felt very comfortable and respected throughout our conversation. At no point was I made to feel anything but help was available.
Pat was fantastic, he made me feel more than I thought of myself, he helped explain everything that I needed to know, he treated me and my situation with the utmost respect, if I could give 10 stars 🌟 I would have. Thank you
Chloe was great, communication and fast response to help find the best deal for me.
Cannot fault Chloe and Tom for all their help. Exceptional customer service and a pleasure to deal with.
Chloe at Bad Credit Loans was super helpful in assisting me today. She went above and beyond to provide excellent service and made the process smooth and stress-free. Chloe’s expertise and friendly demeanor made me feel comfortable. Overall, I had a great experience. Thanks Chloe
Margarita Demetriou was exceptionally understanding and made things very clear
She made me feel less embarrassed about my situation
Great support
Was thorough clear and amazing, made a nerve racking experience very easy
I spoke to pat. He was extremely helpful.
my finances feel so much more aligned now that he’s spoken to me about the process of things. He did not miss one bit of information out. And made sure that everything we have spoken about is taken on board. Highly recommend pat! Thankyou so much
That so rove is willing to give me a go even though my credit file is not the best, I didn’t felt judge by the experience Chloe W was easy to talk to and she’s done all she could to help me out whether it comes through or not I’ll be forever thank you to her for taking the time.
Chloe was amazing – friendly, personable, non-judgemental, was across everything, made me feel comfortable and was honest with me. I literally have never had a better phone experience with any company or agent for these issues.
Had the pleasure of having Chloe helping me out today it felt like Chloe was prepared to go above and beyond only regret I had was not consulting with her in person I would have loved to seen her beautiful smile. You’re a gem Chloe I wish I had wine and flowers to give you to show my gratitude thank you. And no I don’t like to generally leave reviews
Thank so much Isabel for your great service today your company is very fortunate to have you working for them. You have given me and my family a little glimpse of hope to have a wedding to bring some much needed joy and happiness. But you have also provided us with confidence to look forward to working with your organisation to start our journey to a debt free life.
Please make sure you provide this customer feedback to your managers and you should be recognised for such outstanding, exceptional, very professional and one bloody brilliant customer service experience I have had in a very long time.
Your listening, reconfirming and providing solution techniques are hard to come back these days.
Your tone just made me smile and having a chat to you on the phone. Your service today has restored my faith that there are still people out there in the field (customer service) that are genuine, caring professional customer focused in proving exceptional customer experiences.
So thank you so much again and you be very proud of yourself! I think your bosses need to give you early finish or a free lunch for all your efforts.
This is one wonderful customer service experience I will remember in a very long time.
Appreciate your service.
Kind regards,
Jill and Po.
If you’ve been denied a loan or want to avoid a credit check, a bad credit business loan could be a quick and reliable way to get the cash you need.
Applying is simple. The process requires only basic information and minimal documentation. If successful, we could find a solution for you within as little as 24 hours! Click here to start.
Our online application form is quick and easy to use. Within 5 minutes your application could be submitted and in the hands of an expert.
Our online application form is quick and easy to use. Within 5 minutes your application could be submitted and in the hands of an expert.
When it comes to looking for a loan, many businesses go down the traditional route of banks and lending agencies. These institutions will base their decision on offering a loan on whether on a businesses’ credit worthiness. This means if you have defaulted on a loan in the past, have a bad repayment history, or are already in too much debt, you will be overlooked. For a business that is already struggling to get up and running, this can be a huge blow that can make all the difference between success and failure.
This is where bad credit loans for business come in. These loans are suited for this exact situation. They are usually tailored to suit both the lender and the borrower based on individual circumstances. Bad credit loans for business work as the perfect second chance for a struggling business to regain their feet in a competitive market and get ahead. As long as you find the right lender offering the right rates, you have a chance to turn your business around and see it succeed.
While there are plenty of bad credit loans for business out there, it’s important to do your research. In this particular situation, the lender is taking on most of the risk of the loan, which means it comes with a higher interest rate than the standard loan offered by the bank. But bad credit loans for business do have the advantage of getting you out of debt and getting your business on its feet when the banks won’t take a chance on you, so they are well worth looking into.
What you need to do is compare the interest rates on offer from different lenders to make sure you are still getting a good deal. There are plenty of shady creditors out there, all too willing to take advantage of businesses look for bad credit loans for business. This could end up sending you into further debt with no end in sight.
There are no set guidelines when it comes to qualifying for bad credit loans for business. You will find that most non-bank lenders will assess your claim on a case by case situation. There are some things you will need to prove to be considered:
It’s no secret that there are a lot of costs involved when it comes to starting up your own business in Australia. Of course, the idea is to build your business beyond this initial start-up point, where it begins turning a revenue and paying for itself. In many cases, businesses will need a good cash injection to get to this point and unless you have the saving sitting in a bank account, it’s unlikely you will be able to pay for it.
With no credit history behind you and plenty of debt accruing, it can be hard to convince a traditional lender to lend you the money you need. This is where bad credit loans for business are a great option. By taking one out you can give your business the boost it needs to start up that new project, purchase working capital or pay for that marketing campaign to get ahead. Once your business is off and running it is much easier to maintain and grow, but getting there takes time, dedication and money.
When the banks say no because of your businesses bad credit rating, it’s the perfect opportunity to go on the hunt for bad credit loans for business. This means looking away from traditional lenders who base their decision on credit worthiness. It doesn’t matter how reputable your business is, your credit history will hold you back from getting the dollars you need. By turning to private lenders you have the opportunity to explore bad credit loans for business.
You will need to do your research and look into the variety of different lenders that offer bad credit loans for business. They are usually aimed at being a short-term solution to a business problem, to help you get back on your feet. If you are in desperate need for working capital, they can be just the ticket to giving you that leg up. At the end of the day, the decision of whether or not to offer you bad credit loans for business is left to the individual lender.
Are you looking for bad credit loans for business? The team at Bad Credit Loans can help you out. We understand that operating a small business comes with a huge amount of stress, worry and responsibility – not to mention lots of money. Bad credit can stop you from getting the money you need to get ahead in the industry, leaving you unable to grow as a business or start new projects.
At Bad Credit Loans we aim to help you get out of this cycle and back on the path to success. We understand what it takes to run a small business, and can work with you to find the best loan to suit your needs.
We offer competitive interest rates and easy repayment options. It just takes 30 seconds to apply online to see your business soar. Take a look at our bad credit loans for business today.
With over 30 years of financial expertise, Bad Credit Loans has helped thousands of Aussies to secure finance despite having a a bad credit history.
In times of need, a bad credit loan can help you see the light at the end of the tunnel.
