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8 Ways You Can Cut Down on Unnecessary Spending

As the new year approaches, how many of us wouldn’t like to save more and stop throwing money out the window? Unfortunately, we seem to continue to do the opposite and that can be quite frustrating. If you want to find out the best ways of utilising your money and saving big even on small budgets, then give our article a read. Seemingly, the key to save up is to cut back little by little in each area of spending. Sure, it may take some work in the beginning. But you’ll see that, as some time passes, your financial stress […]


Three Good Reasons Why Smart Borrowers Use Short Term Loans

It’s Christmas Eve and it’s easy to forget the reasons why you needed a loan. Short term loans help you fill the momentary cash flow gap in your personal finances or in your business. It is one of the most useful tools that you can tap into when you need cash to take advantage of good business opportunities, or to avail discounts on big ticket items. It is also handy during emergency situations—simply because of its easy application and quick approval process. But is it for everyone? It may appear to be so, considering the fact that a short term […]


Surefire Benefits of Short Term Loans

Short term loans are quick and convenient loan options during financial emergencies. Its quick approval feature makes it the ‘to-go ‘option not only for people with bad credit score but even those with excellent credit as well. Here are the practical benefits of short term loans that many borrowers don’t know about: Improves your credit score Your credit report shows all your credit transactions, including your short term small loan applications. So, if you applied for these loans a few months back; but, you were rejected– then your credit score will reflect this event. But, when you get approved for […]


What Lenders Won’t Tell You About Low Doc Loans

Low doc loans are designed for people who cannot provide sufficient documentation to prove income, as commonly required by banks and traditional lenders. Because of its high-risk nature on the part of the lender, there are some restrictions to it to compensate for the risk of not being repaid. Low doc loans could come with the following issues: Higher APRs and Fees What would a lending company do to ensure that it could recover the borrowed amount in the fastest way possible, before the borrower decides to default on the loan? Most probably, it would increase the interest rate. That’s […]