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Surprising Ways You Can Find Yourself With Bad Credit

You know what bad credit is all about. It’s not fun to have, especially when you don’t see it coming. Of course, bad credit loans are a fine solution to your issue. But if you’re not sure what can leave or has left a stain on your credit history, read on. Here are a few surprising situations that can work against you and your credit. Things You Didn’t Know Could Result in Bad Credit   Cancelling your gym membership the wrong way   Most (if not all) gym memberships are paid via direct debit from bank account or card. If […]


How Bad Credit Happens and How to Avoid It

You may have bad credit and not even realise it. If you’ve never had to apply for anything that required a credit check, you might not know what state your credit is in. But you probably have phone, power and water providers who send you bills or you may have a credit card that’s being paid off. If you’ve ever been late or missed making a payment and didn’t rectify it with your provider in sufficient time, you might have negative items on your credit report. This means your credit rating may be low, thus affecting your future ability to […]


Benefits of Small Loans during Financial Troubles

When financial bad times hit they seem to all bottleneck at once. Credit card bills, mortgage, car rego, taxes, emergency medical bills, and school fees. Usually, these bills should be arriving at a different time each month, but for some reason, it feels as though they are all hitting you at once. When these endless bills arrive, you may not have the cash flow to help you get over the line. Some people have the ability to reach out to helpful family members or dust off an emergency credit card. But for the majority of adults, it is not the […]