bad credit loans Archives - Bad Credit Loans Australia

Bad Credit Loans Blog

Benefits of Debt Consolidation

The Benefits of Debt Consolidation On Your Credit Score

In a time like today where there is economic uncertainty, the debts can start mounting up. If you already have bad credit then it can be a very difficult time. Missing payments can take an even bigger hit on your credit score. But there is hope. If you have bad credit and are looking for solutions then a Debt Consolidation Loan could be your saviour.

READ MORE

How to Get a Small Loan with a Bad Credit Score

Something’s happened and you need money, fast. But how do you get a small loan with a bad credit score? Well it’s not impossible, nor difficult. Here’s how you can get the financial help you’re after.

READ MORE

Common Causes of Bad Credit

People fall into bad credit in a number of different ways, and often it is due to situations beyond their control, or simple lack of awareness about what can cause a bad credit score. Fortunately, it is avoidable if you follow the right advice. Here are some of the common causes of bad credit.

READ MORE

Creative Ways of Reducing Your Debt

Debt is not created to be fun. We don’t ask for debt, nor do we want it. As with anything negative, it’s always best to try and make it positive. That’s why it’s good to find creative ways to reduce debt.

READ MORE

Can I Get Loans With Bad Credit?

Have you searched “loans with bad credit” in Google recently?” Chances are, you are not alone. In fact, over 270000 other Australians search loans with bad credit each month. There are many Australians in the exact same situation that you are facing. Bad credit does not have to haunt your chances of securing a loan. Bad credit loans exist. If you are looking for a loan with bad credit, it does not mean that you are near bankruptcy; nor does it mean that you will lose everything you own. Apply for a loan with bad credit is not impossible, it […]

READ MORE

The Advantages of Bad Credit Loans

  Not everyone has a clear credit history.  Whether we like it or not, our financial situation has its ups and downs. There are times where you do not manage to gather all the money for your monthly payments, and you struggle with high-interest rates. In Australia, one out of five people has bad credit, which means they encounter difficulties, especially when it comes to applying for another loan. A bad credit score has the potential to emotionally and financially impact your life. If you or your company has a bad credit history; consider a bad credit loan. In fact, bad credit […]

READ MORE

Practical Advice on Getting Unsecured Loans

Unsecured loans help finance your urgent needs or want when your budget cannot accommodate such expense at the moment. By getting a personal loan you don’t have to use up your savings or shake off your current cash flow just to bridge a present financial gap. This type of loan also helps you get the right amount of money for unexpected expenses without having to put up securities. Here are tips to boost your chances of getting unsecured loans with the most affordable rates: 1. Organise your personal finances Before you apply make sure that your finances are in order. Borrowers […]

READ MORE

Differences between Short-Term Loans and Long-Term Loans

Nowadays, everyone considers getting a credit for one reason or another, no matter if we’re talking about long-term or short-term loans. Most of the time, you start considering a loan in moments of financial crisis, or because you must satisfy some individual needs. No matter your reasons, there are plenty of private companies or public institutions ready to present you their offer. Now, it is up to you to choose whether long term or short-term loans are what you’re looking for. This article will help you understand the differences between them and decide which one is the best for your […]

READ MORE

Simple Guide to Low Doc Loans that Banks Won’t Tell You

It is difficult to get your mortgage loans approved when you are self-employed or you’re in the informal job sector. It is because of the unspoken bias against the self-employed as well as new entities and companies experiencing a bad year, or those with seasonal income. Conventional lenders are sceptical about approving their loan applications because they are considered as high-risk borrowers. While employees in established companies can provide employment records, and established business present income tax returns for the past three years—you may not have the financials to prove your income. Corporations who suffered from losses and new entities […]

READ MORE

Three Major Types of Loans for Home Owners

Most people already have at least one type of loan. But it is comforting to know that there are still other types of loans that you may qualify for, at times that you need it most. Personal loan                  You can use personal loans to pay for emergency expenses. It can be a secured loan, one that uses capital as a security for the loan, or an unsecured loan. While the former often comes with lower interests because its poses lesser risk to the lender, an unsecured loan charges high interests and fees. But, if you use the services of a […]

READ MORE