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20 ways to cut down monthly expenses

20 Ways To Cut Down Monthly Expenses

Do you have bad credit? Are you struggling to cut down your monthly expenses? Saving money is similar to losing weight. If you want to lose a lot of weight fast, you may need to take extreme physical and dietary measures. Unfortunately, this is not healthy and it is not a long term way of keeping the weight off. Saving money is exactly the same. If you allocate an extreme amount of money towards your savings, you will definitely save money and pay off any debt. Unfortunately, this approach is not sustainable and you will struggle to develop good long […]


Creative Ways of Reducing Your Debt

If you want to know how to get out of debt using creative methods, then this article is right up your alley. Many people who don’t know how to get out of debt are tired of the same responses: get a job, pay your debts, talk to your creditors, and don’t spend that much, etc. While the old fashioned responses still hold up even to this day, we decided to make things more interesting for you whenever you choose to reduce your debt. Here are a couple of creative tips that will teach you how to get out of debt: […]


Staying on Budget with Prepaid Credit Cards

When you think of budgets and credit cards, you probably cringe. No one wants to go further into debt while maintaining a budget. The good news is that you don’t have to go into debt. Stick to your budget with a prepaid card   Whether you’re going on vacation or doing your weekly household shopping, you can load (add cash) to a prepaid credit card. This is a perfect way to know you are fully funded with a certain amount of money. Unlike traditional credit cards, you can’t go over your limit and there is no interest charge because you […]


How Far Can People Go to Save Money?

Desperate people take desperate actions when they need to save money. The economy nowadays is not friendly with any consumer, and everything you buy can leave you with a huge hole in your pockets. Houses are getting more expensive by the minute, a pack of cigarettes costs a ton, and even the plain old groceries can make you cry in front of the counter. Even so, there are some people who mastered the money-saving art and are prepared to share a few of their tricks with us. You’d be surprised of the lengths some people go to just save an […]


Wedding on a Budget – Backyard Wedding

If the most awaited event in your life – your wedding – is steadily approaching, you’re already on the path you wish to be. Whether you are into a backyard wedding or a beach wedding, before eliminating these alternatives, you should hear the main reasons why a backyard wedding can be an excellent option. Wedding on a Budget Save some cash First and foremost, allow me to begin with the most obvious reason you should opt for a backyard wedding – it’s free. Not entirely free, but, imagine that you wouldn’t have to pay for the venue hosting your wedding. […]